Received 888 saving for July 2010. It's about time I reveal my portfolio investment strategy. If I employ buy-and-hold strategy, I've got feeling that I would have performed a lot more worse. If you look at the right column of the table, the portfolio gained was 8% or $ 2,333. 80% of the gains were coming from my moves of reshuffled the portfolio. The volatility of the market forces me to under-weight buy and hold strategy(<40% of portfolio allocation), 40-50% short-term portfolio churn and 10-20% cash.